How much Personal Insurance cover is enough.
Hello Fellow Investors, It is important to remember that personal insurance is a balancing act. You need to have enough cover to ensure both you and your family are adequately protected. Additionally, you have to make sure that you don’t have too much cover, as you...
Asset Ownership – Individual, Spouse or Joint?
Another important factor to consider when producing an effective financial plan is who owns a particular asset. This can be your principal place of residence, an investment property, or superannuation/pension or investment account. Some common reasons for making...
What Is A Trust?
A trust is a relationship where an individual or company (the trustee) carries on a business for the benefit of other people (the beneficiaries). A common use of a Trust structure is where a trustee carries on a business for the benefit of a particular family and...
Do I need a Will and an Enduring Power of Attorney?
Estate planning is more than just planning to allocate specific assets to certain people. Financial planners have a crucial role in estate planning because it is an extension of their primary role. Most people focus on building wealth, protecting themselves and their...