Does Income Protection Cover Mental Illness?

Hello Fellow Investors, Mental health problems are now one of the largest contributors to claims for Income Protection and Total and Permanent Disability (TPD) insurance. Dealing with a mental health condition such as an anxiety or depression is difficult enough - but...

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Asset Ownership – Individual, Spouse or Joint?

Asset Ownership – Individual, Spouse or Joint?

Another important factor to consider when producing an effective financial plan is who owns a particular asset.  This can be your principal place of residence, an investment property, or superannuation/pension or investment account. Some common reasons for making...

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What Is A Trust?

What Is A Trust?

A trust is a relationship where an individual or company (the trustee) carries on a business for the benefit of other people (the beneficiaries).  A common use of a Trust structure is where a trustee carries on a business for the benefit of a particular family and...

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Do I need a Will and an Enduring Power of Attorney?

Do I need a Will and an Enduring Power of Attorney?

Estate planning is more than just planning to allocate specific assets to certain people. Financial planners have a crucial role in estate planning because it is an extension of their primary role. Most people focus on building wealth, protecting themselves and their...

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