Transition to Retirement Strategy: Pros and Cons Explained
Hello Fellow Investors, In recent meetings, I’ve noticed an increasing number of clients raising questions about Transition to Retirement (TTR) strategies. While curiosity is understandable, the frequency of these discussions is also a signal that many Australians are...
The Real Cost of Injury or Illness: What happens to your finances if you can’t work?
Hello Fellow Providers, If you become sick or injured and are suddenly unable to work, it can really throw your life into chaos - and that includes your finances. When your income suddenly stops, you'll quickly realise the real cost of injury of illness - especially...
What Retirement Type Am I?
Hello Fellow Investors, Ever wondered about the different types of retirement, where you fit in, and how a financial planner can help? Retirement is a goal for most working Australians, but the way people retire - and the support they need - can look very different...
What is an SMSF?
Hello Fellow (or Future) Investors, Superannuation in Australia can be structured in several ways, Upon joining the workforce, many individuals start their retirement savings in a superannuation fund, whether that be: an industry fund (traditionally limited to...
How to Start Building Wealth through Investment
Hello Fellow (or Future) Investors, Starting your investment journey can feel overwhelming - as you need to understand things like how to invest, what to invest in, and steel yourself for the inevitable ups and downs of the market! To help make things easier, here are...
Before You Invest: 4 Questions You Must Answer
Hello Fellow (or Future) Investors, Investing can be an exciting opportunity to build wealth and secure your financial future - but it’s not for everyone. Before you take the plunge, ask yourself these four critical questions: 1. Do you have the risk profile for it?...
A Financial Planner’s Take on a 2026 Economist Wishlist
Hello Fellow (or Future) Investors, Diana Mousina, Deputy Chief Economist at AMP, has put together an excellent “wishlist” for what she’d like to see in 2026 from an economist’s point of view. I thought this presented a great opportunity to provide my own take—what...
Why Every Business Owner Needs a Safety Net: Income Protection + Savings Buffer
Hello Fellow Investors, If you’re a business owner, you already know the freedom and rewards that can come with running your own enterprise. But here’s the harsh reality: you don’t get workers’ compensation or paid sick leave. That means if you can’t work, your income...
Building Wealth Beyond Your Business
Hello Fellow Investors, Many business owners pour everything into their business, to the extent of overlooking their personal financial security. While this focus can drive growth, it also creates vulnerability. If something goes wrong, your entire livelihood could be...
Personal Insurance Cover: Common Pitfalls and How to Avoid Them
Hello Fellow Investors, A sobering reality is that personal insurance cover and offerings have deteriorated over the past few years, making it more important than ever to seek professional advice to ensure that you are getting up-to-date information and the right...
Why Get Trauma Insurance? Protect Your Family From Life’s Unexpected Costs
Hello Fellow Investors, A study on health expenditure for Australians revealed a concerning fact: in 2022, individuals paid nearly twice as much out-of-pocket for healthcare as health insurance companies did. This is a stark reminder of the financial strain that...
Does Income Protection Cover Mental Illness?
Hello Fellow Investors, Mental health problems are now one of the largest contributors to claims for Income Protection and Total and Permanent Disability (TPD) insurance. Dealing with a mental health condition such as an anxiety or depression is difficult enough - but...