The time to start planning for retirement is NOW. Whether you are 35 or 85, there are strategies that we can use to put you in a better position to live the life that you want, now and into the future.
Retirement Planning is not about what happens after age 65 or 67. It’s about managing your income, investments and lifestyle throughout your life to give you flexibility through your working life and into retirement. We speak to our clients about the following areas:
- Helping them to towards being debt free by retirement
- Maximizing the use of Superannuation as an effective tool to reduce tax and save for retirement. Superannuation becomes a tax free income stream when you retire.
- Managing your Investments in Superannuation and Pension phases, so you can retain your growth assets over the long term, all while maintaining a risk profile that you are comfortable with.
- Assisting with strategies around property, including downsizing and potential capital gains tax implications of selling investments in preparation for retirement.
- Supporting family members by assisting with Education expenses or contributing to House deposits.
Call us now to set up an appointment so we can help you enjoy your wealth, now and into the future.
Useful Resources
Considering leaving an inheritance?
According to Vanguard (2022), the next 20 to 30 years will see the biggest intergenerational wealth handover in history, predominantly between “baby boomers” and their children. This includes the transfer of family homes, investment properties, superannuation...
Can I afford to retire early?
One of the highlights of our role as Financial Planners is to help clients to achieve their retirement goals. This may include retiring two, five or maybe even ten years early. If you are looking at receiving the Aged Pension (subject to eligibility...
The Basics of the Australian Aged Pension
We work with our clients to reduce their reliance on the Commonwealth Government Aged Pension as much as possible. That said we look after the full spectrum with some clients receiving the full aged pension from aged 67 (or 66 years and 6 months for those born...