The time to start planning for retirement is NOW. Whether you are 35 or 85, there are strategies that we can use to put you in a better position to live the life that you want, now and into the future.
Retirement Planning is not about what happens after age 65 or 67. It’s about managing your income, investments and lifestyle throughout your life to give you flexibility through your working life and into retirement. When you speak to a Brisbane financial planner at Fleming Financial Planning, we can assist with:
- Helping you towards being debt free by retirement.
- Advice on maximizing the use of Superannuation as an effective tool to reduce tax and increase your retirement savings. Superannuation becomes a tax free income stream when you retire.
- Managing your Investments in the Superannuation and Pension phases, so you can retain your growth assets over the long term, all while maintaining a risk profile that you are comfortable with.
- Guidance if you are 60 to 65 and wanting to reduce work hours to transition to retirement.
- Strategies around property, including downsizing and minimising the potential capital gains tax implications of selling investments in preparation for retirement.
- Achieving your desire to support family members through assisting with Education expenses or contributing to House deposits.
Call us now to set up an appointment to discuss retirement planning – we we can help you enjoy your wealth, now and into the future.
Useful Resources
Average Super Balances Vs What you need for a Comfortable Retirement
Hello Fellow Investors, The Motley Fool has written a great article outlining the average super balances at ages 50, 60, and 70, as well as what an individual or couple requires to retire comfortably. These figures provide a useful benchmark, but they also highlight a...
Financial Planning for Divorce
Hello Fellow Investors, While divorce can be a huge emotional upheaval in your personal life, what many don’t realise is that financial planning for divorce is critical - because without it, the process can be financially devastating as well. Decisions made during...
Transition to Retirement Strategy: Pros and Cons Explained
Hello Fellow Investors, In recent meetings, I’ve noticed an increasing number of clients raising questions about Transition to Retirement (TTR) strategies. While curiosity is understandable, the frequency of these discussions is also a signal that many Australians are...