What Is A Trust?
A trust is a relationship where an individual or company (the trustee) carries on a business for the benefit of other people (the beneficiaries). A common use of a Trust structure is where a trustee carries on a business for the benefit of a particular family and...
Do I need a Will and an Enduring Power of Attorney?
Estate planning is more than just planning to allocate specific assets to certain people. Financial planners have a crucial role in estate planning because it is an extension of their primary role. Most people focus on building wealth, protecting themselves and their...
Shares, Property or Cash
If you talk to someone in the Real Estate industry, they will often tell you that Real Estate is a better investment. Conversely someone in finance will typically recommend an investment in Shares as your best option. While ideally we all need to hold an appropriate...
Good Debt vs Bad Debt
But I thought all debt was bad? Well not necessarily! Good Debt Debt can be “good” or positive if it helps you to purchase wealth building assets. Wealth Building Assets are those that are likely to provide an income and/or grow in value over time. Good...
Is Your Super Working For You?
For an Australian on the median full-time income of $72,000 per annum from age 20 through to 67, a 1% difference in investment returns can make a difference of $153,000 or 27% to the balance of your super upon retirement. Choosing the right fund for you is very...