Hello Fellow (or Future) Investors, Superannuation in Australia can be structured in several ways, Upon joining the workforce, many individuals start their retirement savings in a superannuation fund, whether that be: an industry fund (traditionally limited to...
How to Start Building Wealth through Investment
Hello Fellow (or Future) Investors, Starting your investment journey can feel overwhelming - as you need to understand things like how to invest, what to invest in, and steel yourself for the inevitable ups and downs of the market! To help make things easier, here are...
Before You Invest: 4 Questions You Must Answer
Hello Fellow (or Future) Investors, Investing can be an exciting opportunity to build wealth and secure your financial future - but it’s not for everyone. Before you take the plunge, ask yourself these four critical questions: 1. Do you have the risk profile for it?...
Building Wealth Beyond Your Business
Hello Fellow Investors, Many business owners pour everything into their business, to the extent of overlooking their personal financial security. While this focus can drive growth, it also creates vulnerability. If something goes wrong, your entire livelihood could be...
Shares, Property or Cash
If you talk to someone in the Real Estate industry, they will often tell you that Real Estate is a better investment. Conversely someone in finance will typically recommend an investment in Shares as your best option. While ideally we all need to hold an appropriate...
Good Debt vs Bad Debt
But I thought all debt was bad? Well not necessarily! Good Debt Debt can be “good” or positive if it helps you to purchase wealth building assets. Wealth Building Assets are those that are likely to provide an income and/or grow in value over time. Good...
Is Your Super Working For You?
For an Australian on the median full-time income of $72,000 per annum from age 20 through to 67, a 1% difference in investment returns can make a difference of $153,000 or 27% to the balance of your super upon retirement. Choosing the right fund for you is very...