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Personal Insurance Cover: Common Pitfalls and How to Avoid Them

by Jason Fleming | Nov 27, 2025 | Life and Income Protection Insurance

Hello Fellow Investors, A sobering reality is that personal insurance cover and offerings have deteriorated over the past few years, making it more important than ever to seek professional advice to ensure that you are getting up-to-date information and the right...

Why Get Trauma Insurance? Protect Your Family From Life’s Unexpected Costs

by Jason Fleming | Nov 15, 2025 | Life and Income Protection Insurance

Hello Fellow Investors, A study on health expenditure for Australians revealed a concerning fact: in 2022, individuals paid nearly twice as much out-of-pocket for healthcare as health insurance companies did. This is a stark reminder of the financial strain that...

Does Income Protection Cover Mental Illness?

by Jason Fleming | Sep 23, 2025 | Life and Income Protection Insurance

Hello Fellow Investors, Mental health problems are now one of the largest contributors to claims for Income Protection and Total and Permanent Disability (TPD) insurance. Dealing with a mental health condition such as an anxiety or depression is difficult enough...

What is Personal Insurance – and How Much Cover is Enough?

by Jason Fleming | Jul 14, 2025 | Life and Income Protection Insurance

Hello Fellow Investors, There is no easy answer to how much life and personal insurance cover you might need. It’s one of those questions that can only be answered with “It Depends” – at least until you see a professional like our Brisbane...

The Difference between Income Protection and Life Insurance

by Jason Fleming | Jun 24, 2025 | Life and Income Protection Insurance

Hello Fellow Investors, We have been asked on many occasions to explain the difference between life insurance and income protection insurance.   The good news is that life and income insurance are almost exactly what they sound like – and both can be important...
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Recent Posts

  • Personal Insurance Cover: Common Pitfalls and How to Avoid Them
  • Why Get Trauma Insurance? Protect Your Family From Life’s Unexpected Costs
  • Does Income Protection Cover Mental Illness?
  • Buy and Sell Agreement Insurance: Protection for Partnerships
  • What is Personal Insurance – and How Much Cover is Enough?

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Fleming Financial Planning Pty Ltd (ABN 28 1400 19272) trading as Fleming Financial Planning is an authorised representative and credit representative of Charter Financial Planning Ltd ABN 35 002 976 294, Australian Financial Services Licence and Australian Credit Licence No. 234665

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13 Balaclava Street
Woolloongabba QLD 4102
BRISBANE

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