Why Every Business Owner Needs a Safety Net: Income Protection + Savings Buffer
Hello Fellow Investors, If you’re a business owner, you already know the freedom and rewards that can come with running your own enterprise. But here’s the harsh reality: you don’t get workers’ compensation or paid sick leave. That means if you can’t work, your income...
Building Wealth Beyond Your Business
Hello Fellow Investors, Many business owners pour everything into their business, to the extent of overlooking their personal financial security. While this focus can drive growth, it also creates vulnerability. If something goes wrong, your entire livelihood could be...
Personal Insurance Cover: Common Pitfalls and How to Avoid Them
Hello Fellow Investors, A sobering reality is that personal insurance cover and offerings have deteriorated over the past few years, making it more important than ever to seek professional advice to ensure that you are getting up-to-date information and the right...
Why Get Trauma Insurance? Protect Your Family From Life’s Unexpected Costs
Hello Fellow Investors, A study on health expenditure for Australians revealed a concerning fact: in 2022, individuals paid nearly twice as much out-of-pocket for healthcare as health insurance companies did. This is a stark reminder of the financial strain that...
Does Income Protection Cover Mental Illness?
Hello Fellow Investors, Mental health problems are now one of the largest contributors to claims for Income Protection and Total and Permanent Disability (TPD) insurance. Dealing with a mental health condition such as an anxiety or depression is difficult enough - but...
Buy and Sell Agreement Insurance: Protection for Partnerships
Hello Fellow Investors, We’ve all seen it - that couple where one partner is lovely and the other is, well … let’s just say “challenging” if we’re being polite. Now imagine that person suddenly becoming your business partner. Combine that with the fact that money can...
What is Personal Insurance – and How Much Cover is Enough?
Hello Fellow Investors, There is no easy answer to how much life and personal insurance cover you might need. It's one of those questions that can only be answered with "It Depends" - at least until you see a professional like our Brisbane financial planner, who will...
The Difference between Income Protection and Life Insurance
Hello Fellow Investors, We have been asked on many occasions to explain the difference between life insurance and income protection insurance. The good news is that life and income insurance are almost exactly what they sound like - and both can be important in...
Scotties Story
https://www.tal.com.au/claims/human-stories/scotties-story Hello Fellow Investors, Scottie's story is an excellent read that does a very good job outlining the importance of insurance. I would encourage everyone to have a read of it. It outlines the story of Scottie,...
Education Bonds, Australia’s choice for education investments
https://www.futurityinvest.com.au/education-bonds Hello Fellow Investors, Shane talks about how Australia would fare with the US possibly going into a recession. Shane talks about how US market commentators are currently forecasting a recession, and there are some...
Seven reasons Australia is likely to avoid recession from Trump’s shock
https://www.zurich.com.au/latest-news/magazine/types-of-life-insurance Hello Fellow Investors Investors take risk, that’s part of the investing. But being ready for risk, that means having insurances. This article from Zurich in 2022 does a good job explaining Life,...
Investment markets and key developments
Hello Fellow Investors Shane does an excellent job outlining the uncertainty of the current market and the likelihood of a recession. He highlights the uncertainty due to Trump's focus on tariffs, driven by his belief that other countries are "ripping off" the US. On...