Does Income Protection Cover Mental Illness?
Hello Fellow Investors, Mental health problems are now one of the largest contributors to claims for Income Protection and Total and Permanent Disability (TPD) insurance. Dealing with a mental health condition such as an anxiety or depression is difficult enough - but...
Buy and Sell Agreement Insurance: Protection for Partnerships
Hello Fellow Investors, We’ve all seen it - that couple where one partner is lovely and the other is, well … let’s just say “challenging” if we’re being polite. Now imagine that person suddenly becoming your business partner. Combine that with the fact that money can...
What is Personal Insurance – and How Much Cover is Enough?
Hello Fellow Investors, There is no easy answer to how much life and personal insurance cover you might need. It's one of those questions that can only be answered with "It Depends" - at least until you see a professional like our Brisbane financial planner, who will...
The Difference between Income Protection and Life Insurance
Hello Fellow Investors, We have been asked on many occasions to explain the difference between life insurance and income protection insurance. The good news is that life and income insurance are almost exactly what they sound like - and both can be important in...
Scotties Story
https://www.tal.com.au/claims/human-stories/scotties-story Hello Fellow Investors, Scottie's story is an excellent read that does a very good job outlining the importance of insurance. I would encourage everyone to have a read of it. It outlines the story of Scottie,...
Education Bonds, Australia’s choice for education investments
https://www.futurityinvest.com.au/education-bonds Hello Fellow Investors, Shane talks about how Australia would fare with the US possibly going into a recession. Shane talks about how US market commentators are currently forecasting a recession, and there are some...
Seven reasons Australia is likely to avoid recession from Trump’s shock
https://www.zurich.com.au/latest-news/magazine/types-of-life-insurance Hello Fellow Investors Investors take risk, that’s part of the investing. But being ready for risk, that means having insurances. This article from Zurich in 2022 does a good job explaining Life,...
Investment markets and key developments
Hello Fellow Investors Shane does an excellent job outlining the uncertainty of the current market and the likelihood of a recession. He highlights the uncertainty due to Trump's focus on tariffs, driven by his belief that other countries are "ripping off" the US. On...
Considering leaving an inheritance?
According to Vanguard (2022), the next 20 to 30 years will see the biggest intergenerational wealth handover in history, predominantly between “baby boomers” and their children. This includes the transfer of family homes, investment properties, superannuation...
Can I afford to retire early?
At our Brisbane financial planner firm, one of the most rewarding aspects of our role is to help clients to achieve their retirement goals. This may include retiring two, five or maybe even ten years early. If you are looking at receiving the Aged Pension (subject...
The Basics of the Australian Aged Pension
We work with our clients to reduce their reliance on the Commonwealth Government Aged Pension as much as possible. That said we look after the full spectrum with some clients receiving the full aged pension from aged 67 (or 66 years and 6 months for those born prior...
Asset Ownership – Individual, Spouse or Joint?
Another important factor to consider when producing an effective financial plan is who owns a particular asset. This can be your principal place of residence, an investment property, or superannuation/pension or investment account. Some common reasons for making...